Liability Insurance Only

liability insurance only
car accident hit from behind no independent witness,liability insurance only,the driver who hit me made up a s

car accident hit from behind no independent witness,liability insurance only,the driver who hit me made up a story and his insurance company denied my claim simply based on conflicting stories from two drivers involved.my insurance firm said they had nothing to do.I do not have medical exam in time,so not much profit for lawyer,is small court claim the only solution?what I have are pictures of the damaged car I took later at home.Police report did not metioned the original scene of the accident only conflicting stories and no citation.

Your pretty much screwed….you could try to take him to court but I think you will be wasting your time. If the report doesn’t back you then the judge will just rule that its a 50/50 split. Its also possible that he could countersue you and the judge could rule against you….I would see if your insurance company is willing to try to contact his on your behalf.

7 – Professional Liability Insurance

Benefits of Basic Auto Liability Insurance Policy from Car Insurance Company

Basic auto liability insurance policies consist of two types of benefits or coverage. They are coverage for bodily injury and property damage. Bodily injury liability insurance provides protection from various claims and court cases that are filed against insured persons, in case the insured person is the cause of injury or death of another person. This type of basic auto insurance coverage pays costs for the affected person or his relatives for the pain, suffering, and other hardships, and also for economic damages. This auto liability insurance coverage is optional, as it can be selected if a person needs it.

In property damage auto liability insurance coverage, insured persons are protected from claims and court cases for the damage of property of another person as a result of accident. Property generally refers to the vehicle of another person. However, damage to lamp posts, fences, telephone poles, and buildings is also considered in property liability.

Benefits of Basic Auto Liability Insurance Policy

Basic low cost auto liability insurance policies are affordable and simple. Once a policy is selected, a “Limitation on Lawsuit” option is obtained along with the policies. There are certain limitations on the lawsuit option. Legal action can be taken only if death occurs or the person is seriously injured with any one of the conditions such as displaced fracture, dismemberment, major disfigurement or scarring, loss of fetus, and also for other permanent injuries in which body parts cannot function normally.

General online low auto liability quotes are risky and provide very less or sometimes even no protection for bodily injury. Two-wheel motorized vehicles and commercial autos are commonly insured using these basic auto liability insurance quotes. Local auto insurance companies provides detailed information on types of auto liability insurance coverages, car auto insurance company ratings and more.